Permanent residents

Paying bills from Canada to India doesn’t have to be this hard!

By Aditya Mhatre, Co-Founder & CPTO, Beacon

When I think about what led to creating Beacon, one memory stands out: the struggle of managing cross-border financial responsibilities (a.k.a paying bills). As an immigrant, I know firsthand how overwhelming it can be to build a life in Canada while still taking care of loved ones back home. Whether it’s paying your parents’ utility bills, repaying your home or education loans, or handling medical expenses, these financial commitments don’t just go away. But why does it have to be so complicated?

The struggle is real

It didn’t take long after moving to Canada to realize just how frustrating it was to pay bills in India from abroad. High fees, slow processing times, and endless red tape made every transaction feel like a chore. But it wasn’t just about the money – it was about staying connected and fulfilling responsibilities, even from thousands of miles away.

I’ve seen people come up with all kinds of workarounds just to make things work. Some rely on outdated NRI accounts, others leave signed post-dated cheques with family back home, and in extreme cases, people even continue using a relative’s bank account after they’ve passed away. Personally, I hated the idea of asking someone else to handle my financial obligations – it felt like I was burdening them.

That’s when I realized there had to be a better way.
What if we could take all that complexity and throw it out the window? That’s where India Bill Pay comes in.

A solution built for you

Almost 50% of remittances to India are used for family maintenance, yet NRIs face endless hurdles when making payments from abroad. India Bill Pay was built with one goal: to give NRIs a simple, seamless way to handle their financial responsibilities in India – without relying on middlemen (i.e., friends and family). We also focused on the cheapest FX rates, using Canadian dollars to pay bills, and instant bill payment confirmation so that every transaction is as cost-effective and hassle-free as possible.

Paying bills from Canada to India doesn’t have to be this hard!

Simple. Affordable. Stress-free.

With India Bill Pay, you can pay a wide range of bills directly from your Beacon Money account in Canada. No more juggling multiple apps, waiting on wire transfers, or relying on friends and family. Just a few taps and it’s done.

Here’s why it matters:

  • Pay your bills from your Beacon Money account in Canadian dollars – No need for currency conversion hassles.
  • No NRI bank account required – Save on expensive fees and avoid unnecessary paperwork.
  • Pay over 21,000 billers across India – From electricity and broadband to education loans and medical expenses.
  • Cheapest FX rates – Ensure you get the best value for your money.
  • Automated bill fetching and reminders – Never miss a due date again.
  • Instant payment confirmation – Get peace of mind knowing your payments have gone through.

We built India Bill Pay to make our users feel self-sufficient and confident when it came to handling their financial responsibilities in India. No more stress, no more dependencies – just seamless financial control at your fingertips.

To make this possible, Beacon has partnered with Yes Bank and Bharat Connect. India Bill Pay ensures smooth, compliant transactions under the Rupee Drawing Arrangement (RDA), regulated by the Reserve Bank of India (RBI). This structured system efficiently converts foreign currency into Indian rupees and ensures seamless transfer and settlement with Indian beneficiaries. By adhering to regulatory frameworks, we offer a secure, reliable way for NRIs to meet their financial obligations without unnecessary delays or complications.

A first-of-its-kind solution

Beacon is the result of our hard work, vision, and unwavering commitment to making life easier for NRIs. This isn’t just a product – it’s a deeply personal mission to remove financial hurdles for Indians abroad. India Bill Pay is the first-ever solution of its kind, designed specifically for NRIs who need a reliable, cost-effective way to meet their financial responsibilities back home. We’ve made it easier to pay bills in India from Canada than it is to pay bills within Canada. Seriously.

Helping immigrants thrive

India Bill Pay isn’t just a feature – it’s a game-changer.
It’s about giving you control, confidence, and freedom, so you can focus on your life in Canada without worrying about payments in India.

During our testing phase, we received feedback from our early users that truly touched us. Many told us how it helped them feel closer to their family, even though they’re miles apart. We never imagined the depth of these responses, but it’s a reminder of why we created this – to build a connection that goes beyond transactions.

At Beacon, we get it – because we’ve been there. That’s why we’re committed to making life easier, saving your money, and helping you stay connected to what matters most.

Welcome to Canada.
You’ve got this, and we’ve got you.